Registered Disability Savings Plan

Registered Disability Savings Plan


 Registered Disability Savings Plan (RDSP) is a long-term savings plan to help Canadians with disabilities and their families save for the future. With written permission from the person who manages the Registered Disability Savings Plan (RDSP) , anyone may contribute any amount to the Registered Disability Savings Plan (RDSP) each year, up to the lifetime contribution limit of $200,000.

Registered Disability Savings Plan (RDSP)

The person with a disability for whom the Registered Disability Savings Plan (RDSP) is opened (the beneficiary) may also be eligible for grants and bonds to help with long-term savings.

The Canada Disability Savings Bond is money the Government deposits into the Registered Disability Savings Plan (RDSP) of modest-income Canadians. Beneficiaries who qualify for the Bond can receive up to $1,000 a year, depending on their family income. There is a limit of $20,000 over the beneficiary's lifetime. Bonds are paid into the RDSP until the end of the calendar year in which the beneficiary turns 49 years of age. Beneficiaries are eligible for the Bond even if no contributions are made to the RDSP.

The Canada Disability Savings Grant is money the Government deposits into Registered Disability Savings Plan (RDSP) to help people with disabilities save. The Government provides grants of up to 300 percent of contributions, depending on the amount contributed and the beneficiary's family income. The maximum grant is $3,500 each year, with a limit of $70,000 over the beneficiary's lifetime. Grants are paid on contributions made to the RDSP until the end of the calendar year in which the beneficiary turns 49 years of age.

Since launching the Registered Disability Savings Plan (RDSP) in 2008, over 100,000 plans have been opened across Canada, and the Government has contributed over $1 billion in bonds and grants into those RDSPs.

Labour Market Agreements for Persons with Disabilities

Labour Market Agreements for Persons with Disabilities (LMAPDs) are the single largest federal government investment in helping Canadians with disabilities get jobs. Currently, there are about 300,000 interventions each year through over 100 programs, which are designed and delivered by provinces and territories. Examples of supported programs could include employment counselling, career planning, pre-employment preparation, skills training, wage subsidies, technical aids and other supports.

Economic Action Plan 2014 reaffirmed the Government's commitment to introduce a new generation of LMAPDs with an investment of $222 million per year beginning in 2014–15. The reformed Agreements are designed to better meet the employment needs of Canadian businesses and improve the employment prospects for people with disabilities.


Investing in Canada’s Future Through Research

Investing in Canada's Future Through Research

Research partnerships key to strengthening Canada's innovation and long-term prosperity


VICTORIA, BRITISH COLUMBIA–(Marketwired – May 31, 2013)

Investing in Canada's Future Through Research

Why do some thrive in difficult circumstances when others fail? How will new roads affect Canadian cities in the future? How do social media networks influence educational models? These are just a few of the questions being answered by our social science researchers across the country. The Honourable Gary Goodyear, Minister of State (Science and Technology), today announced an investment of $167 million by the Government of Canada to support social sciences and humanities researchers at post-secondary institutions across Canada. Researchers will collaborate with private, public and not-for-profit sectors on issues of importance to advance our understanding of people and society. The announcement was held at the launch of the annual Congress of the Humanities and Social Sciences, taking place this year at the University of Victoria.

"These grants advance Canadian excellence in social sciences and humanities research by supporting the development of talent and promoting academic-industry partnerships," said Minister Goodyear. "Our government is committed to making our country a global centre of research excellence, innovation and higher learning. We understand that investing in research strengthens the economy, creates high-quality jobs, enhances our competitiveness and improves the quality of life of Canadians."

Of the $167 million in federal funding, $104 million from SSHRC's Talent Program will support more than 3,700 masters, doctoral and postdoctoral scholarships and fellowships. Another $63 million is being awarded over a period of seven years to support 78 research teams across the country through SSHRC's Partnership Grants and Partnership Development Grants. The Government of Canada's investment has leveraged an additional $43.4 million in matching support from sources involved in these projects such as national and international researchers and industry, public and not-for-profit partners.

"Thanks to continued federal support, Canada is a world leader in social sciences and humanities research and training, which help to create and sustain strong cultures of innovation," said Dr. Chad Gaffield, president of the Social Sciences and Humanities Research Council. "Through SSHRC's funding opportunities for research partnerships and talent, we are enabling stronger working relationships among academic, private, public and not-for-profit sectors, while supporting the development of our next generation of leaders to build a better future for Canada and the world."

The announcement featured a research project led by Dr. Luciana Duranti, from the University of British Columbia, in collaboration with a team of more than 130 researchers and partners, including the University of Victoria and two of its librarians and archivists. The project, "Trust and digital records in an increasingly networked society" will look at the role of "big data" in today's world where we produce, store, and access records in the highly networked environment of the Internet. The goal of this project is to develop integrated local, national and international policies, regulations and standards regarding digital records entrusted to the Internet.

Dr. Duranti's research partnership comprises universities, organizations and industry in North America, Latin America, Europe and Asia and encompasses academic expertise in a range of specialties.

Also featured was the research project by Jacqueline Quinless, a doctoral student at the University of Victoria, who is examining how to develop a measurement tool for First Nations community well-being that incorporates traditional knowledge, land and resource management, sport and recreation, and language and culture.

A full list of the grant recipients is available on the SSHRC website.

The Social Sciences and Humanities Research Council of Canada

The Social Sciences and Humanities Research Council of Canada (SSHRC) is the federal research funding agency that promotes and supports postsecondary-based research and training in the humanities and social sciences. By focusing on developing Talent, generating Insights and forging Connections across campuses and communities, SSHRC strategically supports world-leading initiatives that reflect a commitment to ensuring a better future for Canada and the world. Created by an act of Canada's Parliament in 1977, SSHRC reports to Parliament through the Minister of Industry.

Talent Program

The goal of the Talent program is to support students and postdoctoral fellows in order to develop the next generation of researchers and leaders across society, both within academia and across the public, private and not-for-profit sectors. The Talent program promotes the acquisition of research skills, and assists in the training of highly qualified personnel in the social sciences and humanities. In this way, SSHRC fosters the development of talented and creative people who will become leaders across campuses and communities, and thereby contribute to Canada's success in the globalized 21st century.


SSHRC-funded partnerships enable Canadian social sciences and humanities researchers to achieve the highest levels of research excellence, and to mobilize knowledge and expertise for the benefit of all Canadians.

Michele-Jamali Paquette

Director of Communications

Office of the Honourable Gary Goodyear

Minister of State (Science and Technology)


Media Relations

Industry Canada


David Holton

Communications Advisor

Social Sciences and Humanities Research Council


Cell: 613-219-7523

Julia Gualtieri

Media Relations Advisor

Social Sciences and Humanities Research Council